INSURANCE FOR FORD HEAVY DUTY TRUCKS

Chris-DTA said:
What course did you take? I may have to do whatever possible to compensate for having my 18-year old teenage son on my policy.
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DriveSafe at nexlearn.com
 
Optimus said:
Ask for an OBD2 tracker. State Farm offers a "Drive Safe & Save" program to save 30% but you can't drive over 65 mph 🤪. Be a good neighbor and call today! Restrictions apply.
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My guy told me I could save with that - I told him to stick it up his ass.
 
$2700 here in Austin 🤢
$500 deductible
$100k property
$500k uninsured/injury
 
TremorSS said:
$2700 here in Austin 🤢
$500 deductible
$100k property
$500k uninsured/injury
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That aligns, Texas is just incredibly high, your coverage and deductibles are the same. I'm 90 miles from the truck stealing capital, San Antonio.
 
Alpoba said:
I need to call and ask if that’s an option with geico. With all the add ons in/on the truck, it’s a smart coverage to have.
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I worked for GEICO for 7 years. When we paid out vehicles that had endorsements these were added as options for total losses. Pennies on the dollar. If they were repairable the endorsement would cover the replacement of the a/m part cost above OE. When you call ask how they will cover it total vs repairable.
 
Lunch Box said:
I have 49 years with USAA, no claims in 30 years, no tickets in decades, mine is double yours, I have homeowners as well, something ain't clicking!
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I work for USAA and just switched my auto and home to them. I’m in NH. 1100 a year for my 24 Platinum HO tremor. 500 deductible, 100/300 PD100k accident forgiveness. For reference my 2022 GC summit V8 is 1000/year. Coming from Safeco these both were 1800/year.
 
Alpoba said:
Isn’t it a known fact that the longer you stay with same insurance the higher your rate will be, eventually. They will keep raising it slowly and tell you its the best rate they can give you (even with all the discounts) but the minute you actually switch to a different company they come calling with much better rates to lure you back. Has always worked for me, the lowest rate wins my loyalty.
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This is true except for the them calling you with better rates. I left Progressive 3 years ago and Safeco last week because of rates they didn’t even try to offer me a lower rate. They just cancelled the policy. Also I never had an accident or claim.
 
TremorSS said:
$2700 here in Austin 🤢
$500 deductible
$100k property
$500k uninsured/injury
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Wow. You need to change your deductibles to $1000.
 
500mag said:
Wow. You need to change your deductibles to $1000.
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There was not that much difference between 1k and 500 deductible. I used to have 1k, changed back to 500.
 
I'm with State Farm. I have 3 vehicles, a pontoon boat, my home, and my Harley through them. I'm paying $1,194 / 6 Mos on my super duty. One of our vehicles has a teenage driver. That costs us $200/MO alone, but it's gone down every 6 months over the last 2 years based on safe driving and good grades.
 
Lunch Box said:
There was not that much difference between 1k and 500 deductible. I used to have 1k, changed back to 500.
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Hmmm. It made quite a diff with SF.
 
State Farm, either 540 or 570/6mo, I forgot which. 500D, 100/300, bundled with home.

I do have 3 other vehicles also with me as the sole driver but not sure if the fact I can only drive one at a time affects my rates. Probably not.
 
Paying 742 for 6 mos with Pemco For my F350 in the Seattle area. Just got my renewal. That is with fairly high coverages and low deductable. Multi car discount and bundled with home insurance.
 
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