As you found out, some dealers will try and sell you a third party extended service contract over the Ford ESP. Don’t do it! Most Third party contracts aren’t worth the ink used to print them out. They roll into town and offer the dealerships (and especially the F&I dept!) larger than life profit margins for the dealers and after a few years of flooding the market with their useless plans they go “out of business” just to reappear with a new name to start the scams all over again. Easy money!
Here’s the litmus test for my statement:
When the dealer tries jamming the third party contract down your throat, tell them you’ll get it if they do one thing. Put it in writing on company letterhead as part of the deal that if the plan that they love so much goes belly up, cancels your contract, fails to honor their coverage, denies valid claims or hangs up on you, the dealer will refund every penny that you paid them.
Then see what they say.
Hint- They won’t do it.
Run Forrest, RUN!!
Stick with the Factory plans. Rather than buying them thru Ford-Direct at full pop, get quotes from online dealers to get the best prices around. The online dealers are set up for a one stop purchase that involves no actual person for the sales process (unless you request one). No person equals no high commissions to be paid out, which means lower prices for you.
Best of luck!