Agreed completely. I will work with Chapman Ford myself for car purchase. Thanks to everyone who pointed me there.I'm not trying to hijak this thread, but I do also appreciate everybody's input to the OP's original dilemma. I'm in the same boat as I'm finally ready to buy now that I received my X-plan PIN from the Mustang Club of America. Tom Borah (Chapman Ford in PA) is a straight-shooter and he'll offer you 3% below invoice without even needing an X-plan PIN- I was shocked how quickly he responded to an email request. Serious Rep Points for a dealership that is offering a great price and is a straight-shooter. Granger Ford in Iowa will do 2% below invoice without the X-plan, but you don't get their Lifetime Warranty unless you live there. Those appear to be the best deals going right now and neither require the X-plan. After that, you can try to find a dealer to accept your X-plan PIN and get near Invoice. I've found numerous that will agree to the X-plan now that Ford has dropped allotments and instant priority from Ford goes to ordered/pre-sold trucks. At least you have choices, but you may have a long ride home.
Here's an example of my best online offer from my F350 6.7 Tremor build:
$83490 - High MSRP
$1140 – Tremor Discount package
$82350 – Low MSRP
$77419 - Invoice
$75096 – 3% under invoice, b4 Ford retail incentives, plus tax/tags & $394 pa doc