First Payment

Loshad said:
If you do a 'build' on ford.com the only rate shown is 5% regardless of the loan period. Is that just to scare you off?
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Ford financing on super duties doesn't have much incentives at all right now. I have no idea if that's always been the case or if the demand is so high they don't see a need. I could see it always being the case since so many super duties are used for commercial purposes and they likely don't want to end up in the "small business loans" business.
 
Londerko said:
I talked to my credit union yesterday and they offered me 2.74% for up to 84 months. My ordered truck is being shipped right now. So I got a couple weeks yet.
They also told me that if Ford was offering big incentives to finance with them, to take the cash off deal from ford but then turn arround and refinance with the credit union immediately, because Ford will be nowhere near the interest rate they are offering.
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I do This Often. Get your rebates/incentives and then refi for the lower rate. My credit Union has me at 60 Months at 2.39%
 
curious what type of pricing folks are paying as the availability is scare. Are folks paying list, slightly under ? I am about to build and order my 250 and before I talk to the dealership would love to know what others have experienced.. thanks
 
bananawine said:
Ford financing on super duties doesn't have much incentives at all right now. I have no idea if that's always been the case or if the demand is so high they don't see a need. I could see it always being the case since so many super duties are used for commercial purposes and they likely don't want to end up in the "small business loans" business.
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Agreed it seems $250 everywhere now.
 
mpkoster said:
curious what type of pricing folks are paying as the availability is scare. Are folks paying list, slightly under ? I am about to build and order my 250 and before I talk to the dealership would love to know what others have experienced.. thanks
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My sticker was $80,640.00 and I was able to talk them down to $76,500.00 out the door TT&L. Note: I did not order mine, it was on the lot.
 
^^^^ But if that was in December or early January
then those days are gone.
 
I was able to get “invoice” price on my order from the dealer. With all discounts/ rebates from ford being in addition to that price.
Msrp $57000
Invoice $53900
PCO $2000 -
First responder $500 -

$51400 before license/title/registration
 
Right, just sayin' I doubt that the few Tremors that are on lots
now will leave below MSRP.
 
mpkoster said:
curious what type of pricing folks are paying as the availability is scare. Are folks paying list, slightly under ? I am about to build and order my 250 and before I talk to the dealership would love to know what others have experienced.. thanks
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Most people are getting 250 under invoice on orders or going Xplan, which are with in a couple hundred dollars of each other. use the search function you will see a lot of Xplan and pricing info.
 
jhblaze1 said:
built something similar in excel. tired to share it here but apparently the software doesn't allow excel files. if anyone wants it just PM me and I'll email to you.
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As someone who gets paid to break into things - networks, software, buildings. Please, please, please don't put your username or passwords in excel files. It will reside in more than one file, and with things that shift to the cloud, sharepoint, onedrive or just even document version histories (depending on OS) it is very easy to leak that information out. Would hate to see someones account get compromised, or identity stolen.
Also for the file you can change to a .zip file and it will then allow the upload to here. The software doesn't actually check the magic bits in the file, only looks at the file extension on the file name.
 
stubby said:
As someone who gets paid to break into things - networks, software, buildings. Please, please, please don't put your username or passwords in excel files. It will reside in more than one file, and with things that shift to the cloud, sharepoint, onedrive or just even document version histories (depending on OS) it is very easy to leak that information out. Would hate to see someones account get compromised, or identity stolen.
Also for the file you can change to a .zip file and it will then allow the upload to here. The software doesn't actually check the magic bits in the file, only looks at the file extension on the file name.
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yeah good advice....i actually don't keep passwords that way...just added fields. I don't put any of my stuff on cloud storage. All my files stay local and get backed up to external drives.
 
jadam8304 said:
Just got 2.24% for 72 months through my dealer. Beat my credit Union by 1/4 percent. $250 2021 f250 rebate plus $500 rebate for emergency service and Xplan pricing.
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Damn that’s awesome
I guess I’ll keep an open, figured there was no way Ford would beat my credit unions rate
 
mpkoster said:
curious what type of pricing folks are paying as the availability is scare. Are folks paying list, slightly under ? I am about to build and order my 250 and before I talk to the dealership would love to know what others have experienced.. thanks
Click to expand...
I bought mine in August last year when Tremors couldn't be found anywhere on a lot, and if there was one on the lot it was already sold. I was doing a nationwide search at the time. Finally found the one I wanted allocated to a dealership in Irvine, CA but was still 6 weeks from estimated delivery. I was able to get $1,250 off MSRP but they wouldn't go any lower as they knew they could sell it once it hit the lot. I was also talking to a dealership in Des Moines (I live in Vegas) and they had it on their website for $5k off MSRP and it was sitting on their lot. Trucks in the mid-west go for less because those dealerships have higher volume truck sales so get better pricing from Ford. I was going to go with the one in Des Moines but after looking at the cost of shipping it (or flying out and driving back) and having to wait a little longer, I decided to go with the one in Irvine and it was easy for me to fly there and drive back in the same day. I already had financing lined up with my credit union but the dealership really wanted me to finance through them so they beat my credit union rate by .25%. I'm 72 months at 3.29%.
 
jhblaze1 said:
Just made my first payment....man it's all fun and games until it's time to actually pay for the thing. Good lord this is the biggest car payment I've ever had.

Only 59 payments to go until it's mine lol :cool:

Time to start squirreling money away to save up a massive down payment on a 5er or TT.
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Wow isn't that the truth! My dad would be rolling in his grave if he knew how much I was paying for this truck. ? I just confirmed my first payment of $941.01 had been received by the credit union. This is almost double my nearest care payment amount.

When I set up my financing I asked them how much I would need to put down to get the payment below $1000. I already had an idea but it was important to me mentally to be under $1000. They did me right with the 1.9% for 60 months. I'll likely pay it off early anyway. Here's to American capitalism. ? ? :cool:
 
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