Mike Alcocer
Tremoraholic
- Joined
- Apr 1, 2020
- Messages
- 541
- Reaction Points
- 1,452
- Location
- Santa Rosa, California
- Military
- Air Force Reserve, Spouse
- Current Ride
- 2020 F-250 XLT Tremor 6.7
- First Responder
- Fire Captain
I will answer the obvious right away. Buying a maintenance plan really depends on its value to you. Can you do the work yourself or pay a non dealer shop to do it (competently). What is really covered in the plan? How well can you access and advocate for them to provide the service you have paid for up front. For me I kept saying no and then the finance guy finally brought the price down on the plan to where the quick math in my head at the time said it is worth it. I now find myself needing to verify that math.
That being said I need to weigh what value I will actually get out of the plan I purchased. If I opt out of it now before I receive service I take a small hit financially but get most of my money back. The service plans for the most part wont see full value redemption until you reach the end of the plan anyway but based on how they prorate the refund, if you wait till then you really get screwed.
The plan is listed as "Ford Maintenance" and for $3040 you get 6 years or 60k of all inclusive maintenance. The listed service interval is 7,500 miles. I am currently sitting at 4,555 miles after 6 months of ownership. All inclusive per the fine print says: "Wear items: brake pads and linings, clutch disc, spark plugs, engine belts, coolant hoses, clamps, seals, wiper blades, shocks/struts"
So to break it down for a 6.7 diesel:
8 oil changes and tire rotations, $100 in oil/filter, maybe a $40 air filter every other time. Do it yourself price would be $960 over the course of the plan. Not sure what an oil change costs at the dealer, sure someone can add that in for us. My guess $2000
1 set of brakes with turning, pads and calipers $370 and $40 per rotor for turning. Do it yourself price would be S410. Cost to have it done at the dealer? Guess $1000
1 set of shocks $430 rear and $470 front. Do it yourself price would be $900. Cost to have it done at the dealer? Guess $1400
This is all assuming these are the general items that will wear out enough for ford to replace them under the plan. And they don't resist you advocating them getting replaced. I got the part prices from Ford.com based on my VIN. The shocks were listed as performance shocks but did not say in the listing specifically for Tremors only.
So that makes it about $2270 in parts and your time to do all of that work. Or my guess is close to $4400 to pay for it outright at the dealer. Obviously there maybe things I am missing and there are any number of ways between these two options to get the same work done for different prices.
Curious on anyone else thoughts or experiences.
That being said I need to weigh what value I will actually get out of the plan I purchased. If I opt out of it now before I receive service I take a small hit financially but get most of my money back. The service plans for the most part wont see full value redemption until you reach the end of the plan anyway but based on how they prorate the refund, if you wait till then you really get screwed.
The plan is listed as "Ford Maintenance" and for $3040 you get 6 years or 60k of all inclusive maintenance. The listed service interval is 7,500 miles. I am currently sitting at 4,555 miles after 6 months of ownership. All inclusive per the fine print says: "Wear items: brake pads and linings, clutch disc, spark plugs, engine belts, coolant hoses, clamps, seals, wiper blades, shocks/struts"
So to break it down for a 6.7 diesel:
8 oil changes and tire rotations, $100 in oil/filter, maybe a $40 air filter every other time. Do it yourself price would be $960 over the course of the plan. Not sure what an oil change costs at the dealer, sure someone can add that in for us. My guess $2000
1 set of brakes with turning, pads and calipers $370 and $40 per rotor for turning. Do it yourself price would be S410. Cost to have it done at the dealer? Guess $1000
1 set of shocks $430 rear and $470 front. Do it yourself price would be $900. Cost to have it done at the dealer? Guess $1400
This is all assuming these are the general items that will wear out enough for ford to replace them under the plan. And they don't resist you advocating them getting replaced. I got the part prices from Ford.com based on my VIN. The shocks were listed as performance shocks but did not say in the listing specifically for Tremors only.
So that makes it about $2270 in parts and your time to do all of that work. Or my guess is close to $4400 to pay for it outright at the dealer. Obviously there maybe things I am missing and there are any number of ways between these two options to get the same work done for different prices.
Curious on anyone else thoughts or experiences.
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